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ReturnInsuranceSolutions.net is your reliable partner in final expense planning, offering personalized guidance, initial consultations, and a diverse range of life insurance solutions tailored to your needs. From final expense coverage to pre-need casket purchases, we help you plan with confidence, assurance, and peace of mind.tranquility

As a General Agent and Consultant, I am here to assist you in overcoming challenges and confidently reaching your goals. Let's take this journey together—get in touch today for your initial consultation!
Jacqueline McCrae

800-939-7322  / 301-291-7910

Your "Investment Will Re-Turn To Those Closet To Your Heart"
Walking in the Woods
 
Life's Lessons... Be Prepared , when they knock on your door." Don't let them kick your door in."

Kickstart your family's bright future today—let's make it happen!



"Let me take you on an exciting journey to where it all began! Picture this: a Cemetery versus a Mental Institution – two contrasting worlds that sparked my passion and purpose

My Story

My transformative journey began in November 1981, in Wilmington, N.C., when my manager presented me with an incredible opportunity to help integrate an all-white cemetery in Suitland, MD. He recognized my dedication as the first African American in our organization and believed I was the right person for this vital mission. Embracing this challenge, I drew strength from my family's unwavering support.

 

On February 28, 1982, my brother, the General Manager of a Toyota dealership, motivated me with a heartfelt hug and a $100 bill, inspiring me to seize the potential that lay ahead. Despite the skepticism of my newly white co-workers who doubted my ability, I persevered and also became a licensed life insurance agent and founded Re-turn Insurance Service Group in November 1998. My mission was to empower senior clients with the knowledge they needed to navigate life insurance and manage financial obligations after losing a loved one.

 

Now appointed with eight insurance carriers, including three that assist with pre-planned funeral arrangements, we proudly partner with Inman Travel to offer final expense shipping options and Titan Caskets that offer pre-need caskets and cremation urns, as well as "That's Love Uninterrupted", unique memorial keepsake cards.   

The P.S. that Started it All

They say the "P.S." at the bottom of an email is always the most memorable part. In May 2023, I proved that theory right when a single postscript led to my unexpected departure from my previous company. It was a sudden, challenging setback—but true consulting is about finding solutions under pressure.

Instead of letting that email be the final word on my career, I chose to own it. In October 2023, I launched Prime Simetery Consultant Services, P.S.

The name is a daily reminder that major setbacks aren't the end of your story—they are just the postscript to a much stronger beginning. Today, I bring that exact same resilience, bold ownership, and problem-solving determination to every client I serve. (And yes, I still write postscripts).

PRODUCTS AND SERVICES

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Comprehensive Insurance Options:

  • Whole Life Insurance: Protect your family's future while accumulating cash value.

  • Whole Life with a Savings Plan: Choose a policy that assists you in saving for the future.

  • 30-Year Level Term Insurance: Experience peace of mind with fixed premiums for 30 years.

  • Return of Premium Term Insurance Receive a refund if you outlive your term policy.

  • Universal Life Insurance: Enjoy adaptable that meets your evolving needs.

  • Accidental: In case one happens..Your covered.

  • Funeral Home Pre-funding: Secure today’s rates for services needed in the future.

  • Disability & Cancer Policies


Prime Simetery
Consultant Service 


Welcome to Prime Simetery Consultant Services, or "P.S." for short. Our team is dedicated to providing expert consulting solutions tailored to your unique needs. We pride ourselves on delivering exceptional service and the knowledge to help you and your family pre-plan your funeral arrangements. Let us partner with you to achieve your goals of saving money and hardships with the loss of a loved one.   

**Prime Simetery

P.S. Schedule a no-cost seminar today. Churches, organizations,(seniors), Families*must have 10 or more members present. Office space available for appointments.*

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PRODUCTS +++

Introducing Re-turn Insurance's exciting partnership with Travel Plan by Inman! Your anywhere and everywhere Travel Plan ensures that you have the protection you need no matter where your adventures take you. Travel confidently with a plan designed to keep you covered every step of the way. Experience peace of mind on your journeys with Re-turn Insurance and Travel Plan by Inman!

  • Part-time income. Invest no money to make money.

  • Pre-need casket selections.

You have the Final SAY-SO:

Will, Power of Attorney, Medical Directives, Probate Attorney:

Esq: Archie Palmore-(resume upon request) 301-742-3348

PS: Attorney Palmore does not endorse insurance products or companies affiliated with Re-Turn Insurance Service Group.

" PS " Partners With 

Brown Suga Gems

Honoring Your Loved Ones with Elegance & Care

Beautiful and affordable accessories are available for families preparing their loved ones for burial services. Brown Suga Gems Accessories offers tasteful pieces designed to add dignity, beauty, and love during life’s most precious moments.

 

  • Affordable Prices for Every Family

  • One-on-One Consultations Available

  • In-Person or Virtual Appointments

  • Personalized Service with Compassion & Care
     

Business Phone: 301-509-8086

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Success Stories

Re-turn remains with you because your investment comes  back to those you love.

May 18, 2026

I first met Jackie McCray at my church, Spirit of Peace Baptist Church, when she was invited by another church member to give a presentation on travel insurance. I truly appreciated how informative and engaging her presentation was, and it immediately sparked my interest in learning more.

 

After the presentation, I approached Ms. McCray to ask about life insurance options for my mother. She listened attentively and kindly answered my questions, which made me feel at ease. I gave her my number, and we continued our conversation in the days that followed.

 

Over the next few days, Ms. McCray went above and beyond by personally arranging appointments for us to visit two funeral homes. During our visits, she took the time to explain all the details of Pre-Arrangements for funeral planning, and her kindness and professionalism really made a difference during what could have been a stressful process. I was especially grateful that she drove me to each location herself and made sure I felt comfortable every step of the way. Ultimately, I chose Capitol Mortuary because it was more affordable for my family.

 

I wholeheartedly recommend Ms. McCray to anyone looking to make Pre-Arrangement plans for their family. Her dedication, warmth, and expertise truly set them apart. Thank you again for everything, Ms. McCray.

Ms. Jackie E.

BILL Z

Reach out for a consultation to gain the assurance that you’ve acted wisely when life’s lessons come knocking.

Or, leave your name and your experience with Re-turn Insurance Service Group or Prime Simetary Services. Many Thanks.


Jacqueline McCrae

returninsurancesolutions.net

800-939-7322  / 301-291-7910

jmac@returninsurancesolutions.net

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